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Winterizing Your Home

As the warm weather comes to an end, it is time to prepare your home for the winter months ahead. Performing a few quick and easy maintenance items now could save you time and money down the road. The following property maintenance check will help ensure a properly winterize...

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When Do I Insure My New Home?

Are you planning to build your dream home soon, or thinking about adding an addition to your present home?

For your protection, you must advise us about your plans before you start construction.

You will be required to insure the full replacement value of the project. This may take the form of an endorsement or “course of construction” extension to your current policy or may require an entirely new policy.

If you are going to act as your own general contractor, you may be charged a higher premium for the increased exposure. You will also be asked to obtain proof of insurance from any subcontractors performing work for you. Some insurers may request a higher deductible during the construction phase.

These can be exciting and hectic times. If you have any questions, please call us. We’re here to help.

Smoke Detectors

Did you know you must have a working smoke detector on every level in your home and outside of sleeping areas? It is mandatory under the Ontario Fire Prevention Code to have smoke detectors installed on every floor. Tenants and homeowners who fail to have a working smoke detector ...

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